P4b: skill noun + contrib/store (SQLite for budget/persona/skill/audit)

Merges the skill half of the persona/skill pair plus the second nested module.
(Squashed onto main from phase-4b-skill; the audit/budget/persona batteries it
was stacked on already landed via the P4 merge.)

- skill/: clean-redesign Skill noun + LEAN SkillStore (lifecycle/versions/
  schedule only) + ToRunnable + Memory default.
- contrib/store/: separate go.mod carrying modernc.org/sqlite, so the driver
  never enters the core go.sum. db.Budget()/Personas()/Skills()/Audit() back
  all four store seams (JSON-blob + indexed columns; round-trip tested).
  Includes the verified gadfly #5 fixes (AppendVersion tx+UNIQUE+error,
  Mark*ScheduledRun atomic json_set, busy_timeout, NaN guard).
- CI: builds + tests the nested module and asserts it owns the sqlite driver.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

go.mod

@@ -5,6 +5,7 @@ go 1.26.2
 require (
 	gitea.stevedudenhoeffer.com/steve/majordomo v0.0.0-20260626223738-1fd7109a42f3
 	github.com/google/uuid v1.6.0
+	github.com/robfig/cron/v3 v3.0.1
 	golang.org/x/crypto v0.53.0
 	gopkg.in/yaml.v3 v3.0.1
 )