Admin-gated Settings: runtime model selection, enforce is_admin (#79)

Moves the agent model out of env-only config into an admin-editable Settings
section, and enforces is_admin for the first time — it has been in the schema
since migration 0001, plumbed to the client, and checked nowhere.

Backend:
- Migration 0010: instance_settings, a single-row (CHECK id=1) table — pansy's
  first instance-level state. Holds agent_model ('' = inherit env) and
  agent_enabled (NULL = inherit env), version-guarded like every mutable row.
  SECRETS STAY IN ENV: OLLAMA_CLOUD_API_KEY is never stored here.
- requireAdmin at the service seam (authoritative) plus a cheap middleware
  early-403. Non-admin gets 403, not 404 — settings existence isn't masked.
- EffectiveAgent resolves DB-over-env (model, enabled); key always from env.
- The live Runner is hot-swapped, not built once. agentHolder holds it behind
  an atomic.Pointer; the chat routes are now registered UNCONDITIONALLY and
  nil-check agent.get(), so a settings change turns the assistant on/off/onto a
  new model with no restart and no race against in-flight readers. /capabilities
  reads the pointer, so it reports what's live, not what booted.
- internal/agentmodel is a new leaf package holding the one place that knows how
  to turn a spec into a model. Both agent (to run) and service (to validate a
  spec before storing it) import it; it can't live in agent, which imports
  service. Settings PATCH validates the spec via Parse, so a typo is a 400 now
  rather than a broken assistant on the next turn.

Frontend:
- /settings route (admin guard), a Settings page (model field, tri-state
  enabled, live status), nav link shown only to admins.
- useCapabilities drops staleTime:Infinity — the assistant can now change under
  a running page — and the settings save invalidates it.

Contract change: chat routes always exist, so "assistant off" is a runtime 503
+ capabilities:false, not a missing route. Updated the test that asserted the
old shape.

Verified live against the built binary: disable flips capabilities to false and
logs it; re-enable with a new model swaps it back; a bad spec is rejected 400;
the setting persists across a restart. Swap is race-clean under `go test -race`.

Docs: README (precedence + key-stays-in-env), DESIGN (decision + routes),
CLAUDE (don't re-add conditional route registration; key never in the DB).

Co-Authored-By: Claude Opus 4.8 (1M context) <[email protected]>
Claude-Session: https://claude.ai/code/session_01H3zbym8Doka2d7D48maSgZ

web/src/router.tsx

@@ -14,6 +14,7 @@ import { GardensPage } from '@/pages/GardensPage'
 import { GardenEditorPage } from '@/pages/GardenEditorPage'
 import { PublicGardenPage } from '@/pages/PublicGardenPage'
 import { PlantsPage } from '@/pages/PlantsPage'
+import { SettingsPage } from '@/pages/SettingsPage'
 import { meQueryOptions } from '@/lib/auth'
 import { queryClient } from '@/lib/queryClient'
 import { safeRedirectPath } from '@/lib/redirect'
@@ -48,6 +49,20 @@ async function requireGuest(context: RouterContext, redirectTo: string) {
   }
 }
 
+// requireAdmin: authenticated AND admin. A non-admin who navigates to /settings
+// is sent to /gardens rather than shown a page whose API calls would 403. This
+// is convenience routing, not the security boundary — the server's requireAdmin
+// is authoritative.
+async function requireAdmin(context: RouterContext, path: string) {
+  const me = await context.queryClient.ensureQueryData(meQueryOptions)
+  if (!me) {
+    throw redirect({ to: '/login', search: { redirect: path } })
+  }
+  if (!me.isAdmin) {
+    throw redirect({ to: '/gardens' })
+  }
+}
+
 const indexRoute = createRoute({
   getParentRoute: () => rootRoute,
   path: '/',
@@ -109,6 +124,13 @@ const plantsRoute = createRoute({
   component: PlantsPage,
 })
 
+const settingsRoute = createRoute({
+  getParentRoute: () => rootRoute,
+  path: 'settings',
+  beforeLoad: ({ context, location }) => requireAdmin(context, location.href),
+  component: SettingsPage,
+})
+
 // Public read-only garden by share token. Deliberately has NO beforeLoad auth
 // guard, so a logged-out visitor viewing a shared link is never redirected to
 // /login or OIDC.
@@ -125,6 +147,7 @@ const routeTree = rootRoute.addChildren([
   gardensRoute,
   gardenEditorRoute,
   plantsRoute,
+  settingsRoute,
   publicGardenRoute,
 ])